Summer Hail 101: How to Handle Hail Damage to Your Roof
Are you a homeowner living in the South? If so, you know that summer hailstorms can cause plenty of damage to your property. From ripped shingles to broken windows, hail can have serious long-term effects if not addressed properly. In this post, we’ll be discussing what kind of signs you should look for on your roof due to hail damage and what you could be covered for under Homeowner’s Insurance. We’ll also provide helpful tips on how best to handle any issues that might arise! So, if summer hail has left its mark on your home this season, don’t worry – here are some essential pieces of advice that will help make sense of it all.
What is Summer Hail & Why You Should Care About Hail Damage
Summer hail may seem like an unlikely weather event in warmer months, but it can occur in certain regions. Hail forms when strong updrafts in thunderstorms carry raindrops high into colder regions of the atmosphere where they freeze into ice pellets. These pellets gather additional layers of ice as they are carried up and down in the storm clouds before eventually falling to the ground as hailstones. While some hail can be small and harmless, others can be larger than golf balls and cause significant damage to property, crops, and even people. It is important to be aware of the potential for summer hail, especially if you live in an area prone to severe storms. Monitoring weather forecasts and staying indoors during storms can help keep you and your property safe.
Signs of Hail Damage to Your Roof
When it comes to your home, the roof is one of the most important parts to keep intact. It protects your family and belongings from the elements, but sometimes damage can occur without you even realizing it. That’s why it’s important to know the signs of damage to look for on your roof.
Missing or Cracked Damage:
If you find that your roof is missing or cracked shingles, this could be a sign of hail damage. Damaged shingles may appear blistered, dented, or torn from the storm. Additionally, if you have gravel on your roof, check for chunks of missing gravel as this can indicate hail has impacted the surface.
Hanging gutters are another sign of hail damage. If your gutter is sagging, this could be caused by the ice pellets hitting the metal and causing it to lose its form.
The fascia, or the trim around the edge of your roof, can be damaged by hail as well. If you notice that the paint is cracked, chipped, or discolored from a storm, this could be a sign that it has been impacted by hail.
If the hail causes damage to your shingles or fascia, it can expose your roof to moisture. Over time, this could lead to sagging, which is a sign that your roof structure is weakening. This could indicate further damage below the surface. If you observe any sign of sagging, it’s recommended to have an expert examine your roof to ensure that it’s safe and secure.
Does Homeowners Insurance Policies Cover Hail Damage?
If your home gets damaged by hail, your homeowners’ insurance might provide coverage depending on the policy. To ensure you know what your policy covers and what it doesn’t, it’s important to read through it. Usually, policies will provide coverage for repairs caused by accidental physical damage due to a storm or natural disaster, although certain limits may apply. If your home gets affected by hail, you should call a professional roofing contractor for a thorough roof inspection. They can tell you whether you’re likely to be eligible for a roofing insurance claim or not.
Tips for Maintaining Your Roof Before Summer Storms & Hail
Summer can be a challenging season for your roof. The intense heat, humidity, and summer storms can all take a toll on the overall health of your roof. However, there are several things you can do to keep your roof in good condition during the summer months.
To begin with, it is important to check your roof periodically for any indications of harm, such as cracks, leaks, or absent shingles. Additionally, it is essential to clear away any debris or accumulation on the roof, such as leaves or branches, which can hold moisture and cause mold growth. It is also highly recommended that professional roofing contractors install appropriate ventilation to prevent overheating and lower energy expenses. By following these straightforward measures, you can help guarantee that your roof is in optimal shape before a potential hailstorm arrives.
You Have Summer Hail Damage, What Do You Do Next?
Summer hail can be a dangerous prospect for the roofs of homes in the South. It can leave lasting damage that isn’t always obvious, leading to costly repairs or replacements in the future. The best defense against summer hail is preventive maintenance combined with having a comprehensive understanding of your homeowner’s insurance coverage. If you do find yourself in need of repair after a hailstorm and have valid insurance coverage, knowing how to accurately assess the damage and file a timely claim will help ensure you get the full benefit of your policy. The key is to work with a trusted roofing professional that inspects the roof thoroughly and works with your home insurance company to ensure the best possible result.
If you’re located in Tennessee or Georgia, then book your FREE Roof Inspection with Roof MD today! We specialize in storm damage and are advocates for our clients throughout the roof insurance claims.