The Complete Guide to Roofing Inspections

A roof inspection is a vital part of maintaining your home or commercial property. A roofing inspection can help you identify potential problems early on before they become costly repairs or a complete roof replacement. 

But what exactly is a roof inspection? And how often should you get one? Why should you care about your roof? Read on to find out everything you need to know about roof inspections.

What is a Roof Inspection?

A roof inspection amounts to a comprehensive analysis of your roofing system, including each component from the shingles (or roofing materials) and flashing to the gutters and downspouts. A roof inspector will evaluate for any signs of roof damage or early stages of wear as well as any potential weak spots that could turn into problems if not addressed soon.

What Does a Roof Inspection Include?

Roof inspections can vary from company to company but at its core is a visual, non-intrusive inspection that will cover several topics including:

• A rough estimate of how much life is left on the roof.
• What type of roof system do you have?
• What issues may need to be repaired (shingles, fascia, venting, flashing, chimney, underlayment, and more.)
• If repairs are needed, it should cover the type of repair including cost and timeline.
• If there is enough damage to your roof or it passes its typical lifespan, they may lay out options for a complete roof replacement.
• If your roof was damaged due to wind, rain, hail or a storm then it may be covered by your homeowners insurance and a quality roofer will be able to assess the viability of an insurance claim and help you throughout the process.

All this should be presented in an easy-to-digest report with included pictures in case the roofer’s verbiage is not understood. Make sure to ask any prospective roofing company what’s included in their roofing inspections or if they offer to differ inspection services.

Reasons To Get a Roof Inspection?

Although there are numerous benefits to getting a roof inspection, we will focus on specific situations where it is an absolute necessity for homeowners or those considering buying a home.

Selling Your Home

Home inspections can be stressful for sellers, as buyers may uncover unexpected issues. To avoid surprises, address potential problems beforehand to ensure a smoother inspection process. Some roofing companies even offer roof certifications and warranties (if all issues are fixed), which can add value to your home sale.

Buying a Home

Always hire a professional roofing contractor to inspect your roof instead of relying solely on a home inspector. While home inspectors are skilled, they may not detect specific problems that could lead to roof leaks or future issues. Often, inspectors won’t climb onto the roof for safety reasons, leaving them to guess from ground-level observations.

If repairs are needed before escrow closes, knowing this upfront saves time. Plus, if a home inspector finds roof problems, you’ll need to involve a roofing company anyway, as inspectors typically can’t provide quotes or perform repairs.

Missing or Damaged Shingles

Missing or damaged shingles are a clear sign you need a roof inspection. While a few damaged shingles might not cause immediate issues, widespread damage could mean leaks, an aging roof, or critter infestations. Addressing this quickly prevents costly repairs.

Significant damage may also be storm-related and covered by insurance, but delays can lead to uncovered wood damage and expensive out-of-pocket costs. Insurance usually won’t cover damage caused by neglect. A professional inspection is the best way to assess your roof’s condition, identify the cause, and recommend solutions.

There is Moss or Algae on the Roof

Having a roof covered in moss or algae can be an unsightly annoyance, but it can also present a serious risk to the stability of your roof. Not only do these growths look bad, but they could also cause leakage from moisture and other problems that will cost you money in the long run. 

Moss and algae are often caused by a combination of damp and humid conditions, so the region in which you live can play an important role. If you see moss or algae growths on your roof, it’s time to call a professional for an inspection.

THE FLASHING AROUND THE CHIMNEY OR VENTS IS CRACKED OR MISSING.

If the flashing around your chimney or vents is cracked or missing, fix it immediately. Without proper flashing, your home is at risk for water damage, which could lead to costly repairs. To ensure the job is done correctly, hire a professional contractor with experience in flashing installation. 

They’ll not only handle the repairs but also ensure everything is done safely and effectively—because when it comes to chimney repairs, it’s not worth taking chances.

THERE ARE LEAKS IN THE ATTIC OR CEILING.

Fixing leaks in the ceiling or attic is no small task. Hiring a roofing professional to assess the damage and offer solutions is essential. Repairs may involve replacing shingles, patching holes, or addressing plumbing or drainage issues that caused the leak. 

If left unchecked, leaks can lead to structural damage, more costly repairs, and even safety risks for your family. Research and check reviews before hiring a contractor, and if needed, get a second opinion. Avoid hiring a handyman for roof repairs, as temporary fixes like sealants often lead to recurring problems—like putting a band-aid on a broken bone.

THE GUTTERS ARE FULL OF SHINGLE GRANULES OR DEBRIS.

Your gutters play a key role in protecting your roofing system. If they’re clogged with debris or shingle granules, it can cause serious issues. Shingle granules in your gutters indicate your shingles may be failing. Clogged gutters can also cause rainwater to back up under the eaves, leading to dampness, indoor humidity, and even mold growth. 

If you notice granules in your gutters, it’s time for a professional inspection. Failing shingles might even be covered by your insurance.

It’s Been a Long-Time (Or Never) Since Your Last Roof Inspection

You should have your roof inspected at least every 3–5 years, though yearly inspections are ideal. Certain factors may require more frequent checks, such as: 

• Extreme weather conditions like storms, snow, or heat that increase wear and tear. 
• Large trees near your home that drop debris, clogging gutters or damaging shingles. 
• Birds spend time on your roof, as their droppings can corrode shingles over time. 

If any of these apply to you, schedule inspections more often. Delaying inspections risks undetected damage, which can cost more to repair in the long run.

Your Roof is Older than 10 Years

Asphalt shingle roofs typically last 20–50 years depending on their quality and wear. However, most don’t reach the high end of this range. For example, a 30-year shingle might last 25 years with proper roof maintenance and weather conditions, but only 10–15 years if poorly maintained, installed incorrectly, or lacking attic ventilation. 

Regular inspections are key. A professional can assess your roof’s true age, identify fixable issues, or determine if a full replacement is needed.

YOU HAVE A HOMEOWNERS INSURANCE POLICY

Homeowners insurance often covers roof repairs or replacements caused by hail, wind, or storms. Regular inspections and maintenance ensure your roof stays in good condition and helps avoid issues with your insurer. 

A professional inspector can verify if damage is covered by your policy and assist with filing claims. They can provide an independent report to compare with the insurer’s assessment, which is especially helpful if coverage is denied or undervalued.

Do Roofing Companies Charge for Roof Inspection?

Usually, the answer to this question is no. Many roofers will come out and do a free roof inspection to sell you either a new roof or repairs for your current one. Some more honest companies will give you an accurate evaluation of your needs and let you know if it’s truly time for a replacement or if some simple repairs would suffice. 

To avoid any potential issues, always use a reputable roofing company that has been in business for years and holds up well in customer reviews and feedback.

Ready To Get Your Roof Inspection?

Make sure to schedule professional roof inspections to keep your home in tip-top shape. By catching problems early, you can save yourself time and money down the road. So, if it’s time for an inspection, reach out to a trusted local roofing contractor today.

If you live in Tennessee or Georgia, then Roof MD is here to help. We offer FREE and detailed roof inspections and can be on-site within 48 hours to access your roof and give tangible solutions to fix your roof. Plus we work with homeowners insurance if applicable to fight for a roofing claim.